mport java.text.DecimalFormat;
import java.util.Scanner;

public class fulijisuanqi02 {
     static Scanner scanner = new Scanner(System.in);
        static DecimalFormat df = new DecimalFormat("####0.0000");

        public static void main(String[] args) {
            //TODO Auto-generated method stub

            System.out.println("1.复利计算;");
            System.out.println("2.单利计算;");
            System.out.println("3.本金计算;");
            System.out.println("4.年限计算。");
            System.out.println("5.报酬率计算:");
            System.out.println("6.累计资产总值计算:");
            System.out.println("请选择:");

            int k = scanner.nextInt();
            switch (k) {
            case 1:
                fulijisuan();
                break;
            case 2:
                danlijisuan();
                break;
            case 3:
                benjinjisuan();
                break;
            case 4:
                nianxianjisuan();
                break;
            case 5:
                baochoulvjisuan();
                break;
            case 6:
                leijizichanjisuan();
                break;
            default:
                break;
            }
        }

        private static void leijizichanjisuan() {
            // TODO Auto-generated method stub
            System.out.println("请输入本金:");
            double P = scanner.nextDouble();
            System.out.println("请输入每年的投资金额:");
            double T = scanner.nextDouble();
            System.out.println("请输入投资年限:");
            int n = scanner.nextInt();
            System.out.println("请输入投资利率:");
            double i = scanner.nextDouble();
            for(int j = 0;j < n;j++){
                P = P * (1 + i);
                P = P + T;
            }
            double F = P - T;
       String f = df.format(F); System.out.println(
"资产总值是:"+f); } private static void baochoulvjisuan() { // TODO Auto-generated method stub System.out.println("请输入本金:"); double P = scanner.nextDouble(); System.out.println("请输入复利终值:"); double F = scanner.nextDouble(); System.out.println("请输入年限:"); int n = scanner.nextInt(); double i = Math.pow((F / P), (1.0 / n)) - 1;
     String f = df.format(i); System.out.println(
"利率是:"+f); } private static void nianxianjisuan() { //TODO Auto-generated method stub System.out.println("请输入本金:"); double P = scanner.nextDouble(); System.out.println("请输入利率:"); double i = scanner.nextDouble(); System.out.println("请输入复利终值:"); double F = scanner.nextDouble(); int n = (int) (Math.log(F / P) / Math.log(1 + i)); System.out.println("年限是:" + n); } private static void benjinjisuan() { //TODO Auto-generated method stub System.out.println("请输入复利终值:"); double F = scanner.nextDouble(); System.out.println("请输入利率:"); double i = scanner.nextDouble(); System.out.println("请输入年限:"); int n = scanner.nextInt(); double P; P = F / Math.pow(1 + i, n); String p = df.format(P); System.out.println("本金是:" + p); } private static void danlijisuan() { //TODO Auto-generated method stub System.out.println("请输入本金:"); double P = scanner.nextDouble(); System.out.println("请输入利率:"); double i = scanner.nextDouble(); System.out.println("请输入年限:"); int n = scanner.nextInt(); double F; F = P * (1 + i * n); String f = df.format(F); System.out.println("单利终值是:" + f); } private static void fulijisuan() { System.out.println("请输入本金:"); double P = scanner.nextDouble(); System.out.println("请输入利率:"); double i = scanner.nextDouble(); System.out.println("请输入年限:"); int n = scanner.nextInt(); double F; F = P * Math.pow(1 + i, n); String f = df.format(F); System.out.println("复利终值是:" + f); } }

该程序我使用的是java语言来进行编译的,代码行数大概有150行左右,工作量大概用了一个小时。

本次改进预计应该可以在20分钟内完成,代码行数大概需要20-30行。

本次的修改主要增加了两个功能,一个是计算报酬率,另一个是计算在投资的同时每年再投入一定的金额,这两个的难点主要在于计算的过程,这也是这个程序的难点所在,还有不足的地方就是没有做出界面。

本次的工作量也超过了预期,主要原因在于计算方面花了比较大的时间,其他地方都是和之前的一样,主要就是计算的方法不同。