MBT Sapatu White is not less than

Static analysis: their own funds, cost of capital for the bank deposit interest of 2%. Rent in 70.

A = 50000 / (P/A, 2%, 70) = 50000/37.4986 = 1333.4 / year = 111 / month

That is to say, your monthly rental MBT Sapatu White is not less than 111 yuan, you can invest.

 

The dynamic analysis: their own funds, the capital cost and change with the changes in interest, a 70 years for the weighted average deposit interest of 5%.

A = 50000 / (P/A, 5%, 70) = 50000/23.4 = 2585 = 216 / month/year

That is to say, your monthly rental income is not less than 216 yuan, you can invest.

 

In addition you consider what? Because you are lump-sum payment, relatively simple very, want to consider to you to maintain the houses into will have the ability to keep rental can, that may of the cost of maintenance, every month or year to open the plane of the investment costs and expenses, etc.

 

How to interpret this case? Say simply, whether from live or rent, is you pick your 70 years of the rent at pay. Your monthly rent is? Dynamic to see is 216. If is 1 million house, is 4320 / month. I don't know this rent is expensive or cheaper, also is equivalent to moderate income monthly salary it.

 

Hypothesis 2: price MBT Shuguli GTX, use fixed number of year: 70, 3 (15000) into their own funds, 7 (35000) loans into the loans, 20 years.

 

Static analysis: their own funds, cost of capital for the bank deposit interest rate 2%, with the interest rate on bank deposits, loan interest rate plan is 5%. Waiting for the forehead, the law of reimbursement payments to need 231 yuan, the year reimbursement to need 2772.

Reimbursement annuity present value: P = 2772 * (P/A, 2%, 20) = 2772 * 16.3514 = 45326

 

A = (15000 + 45326) / (P/A, 2%, 70) = 60326/37.4986 = 1609 = 134 / month/year

That is to say, your monthly rental income is not less than 134 yuan, you can invest.

 

The dynamic analysis: their own funds, the capital cost and change with the changes in interest, a 70 years for the weighted average deposit interest, weighted average 5% 20 years 8% interest on loans. Waiting for the forehead, the law of reimbursement payments to need 293 yuan, the year reimbursement to need 3516.

Reimbursement annuity present value: P = 3516 * (P/A, 5%, 20) = 3516 * 12.4622 = 43817

 

A = (15000 + 43817) / (P/A, 5%, 70) = 58817/19.3427 = 3041 / year = 253.4 / month

That is to say, your monthly rental income is not MBT Kisumu than 253.4 yuan to investment.

 

To interpret this hypothesis is: that is the way you through the phased loans, if all the initial