list:

<bean id="userAction" class="com.xx.action.UserAction">
    <property name="list">
        <list>
            <value>哈哈</value>
            <value>嘻嘻</value>
            <value>嘎嘎</value>
        </list>
    </property>
</bean>

set:

<bean id="userAction" class="com.xx.action.UserAction">
    <property name="set">
        <set>
            <value>哈哈</value>
            <value>嘻嘻</value>
            <value>嘎嘎</value>
        </set>
    </property>
</bean>